- info@bookmypersonalloan.com
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Apply Gold Loan Online
Fulfil your needs with Bank Gold Loan which allows you to get funds in 45 minutes! Whatever your need may be – education, business expansion, personal requirement, medical crisis or any other specified end-use, our Loan against Gold is all you need.
In volatile times and during a contingency you can take a Loan on Gold, for any use other than to purchase jewellery.
Gold is a valuable asset, and with it comes surety and stability, so why not let it work for you? With minimal documentation and quick disbursal, a Gold Loan is a seamless solution. You can avail a Loan against Gold at any time. Our flexible tenure and repayment options ensure that your monthly outgoings are within your budget.
Quick, Convenient & Safe Gold Loans
- 45 min disbursements Enjoy super quick disbursals
- Overdraft facility Just pay interest for the amount utilized
- Secure gold loan Triple layer security for your gold
Required Documents
- Passport (Not expired)
- Driving license (Not expired)
- Voters’ ID Card
- Aadhaar Card issued by UIDAI
- PAN (Permanent Account Number) Card (along with any of above mentioned documents) or Form 60
- One Passport Size Photograph
- Agri Allied Occupation Documentation ( in case of bullet repayment for agriculture customers)
Enquiry Now
Features :
- Gold Loan Offering
Term Loan, OD and Bullet repayment available
- Gold Loan Interest
HDFC Bank Gold Loan comes with competitive interest rates on Term Loan, Overdraft and EMI based loan. Repay your loan in easy lower EMIs, over a tenor of your choice.
- Gold Loan Tenure
Gold Loans is available for tenures starting from 6 months up to 42 months
- Gold Loan Repayment
- Repay only the interest on the loan every month
- Enjoy monthly outflow as low as ₹ 1,000 per lakh (based on an indicative rate of 12% pa)
- Repay the interest and principal after 1 year in case of bullet repayment
- Gold Loan Processing
- Fastest Turnaround
- Enjoy simple documentation and speedy disbursals
- Pay no hidden charges and experience a completely transparent process
Features :
Our Simple Business Loan Process
Securing a business loan with Book My Personal Loan is designed to be straightforward and efficient. We guide you through every stage, ensuring clarity and support as you navigate your path to funding.
Step 1
Gold Loan Offering
Term Loan, OD and Bullet repayment available
Step 2
Gold Loan Interest
HDFC Bank Gold Loan comes with competitive interest rates on Term Loan, Overdraft and EMI based loan. Repay your loan in easy lower EMIs, over a tenor of your choice.
Frequently Asked Questions
A loan taken against your on gold or jewellery is known as a Gold Loan. When you hand over your gold to the bank in return of a specific amount is classified as a Gold Loan. It is a quick and straightforward process to obtain funds against your gold with minimal documentation at competitive Gold Loan interest rates with flexible tenures.
An Indian Resident between the age of 18 and 75 years who is a businessman, trader, farmer, a salaried or self-employed individual is eligible to apply for a Gold Loan through HDFC Bank. You can check your eligibility through our Gold Loan eligibility calculator.
The list of documents required if you wish to apply for a Loan against Gold with Any Bank are:
- One Passport Size Photograph
- PAN (Permanent Account Number) Card (together with any of the below
- mentioned documents) or Form 60
- Passport (Not expired)
- Driving license (Not expired)
- Voters’ ID Card
- Aadhaar Card issued by UIDAI
- Agri Allied Occupation Documentation( in case of bullet repayment for agriculture customers)
You can apply for a Loan against Gold when you require funds for a specific end-use purpose. As the turn around time to receive the funds over the counter at any Bank branch nearest to you is 45 minutes, you can use this advantage to apply for a Gold Loan during an emergency as well.
In the situation of a Gold Loan non-repayment , the bank begins with sending reminders via email and texts to intimate the borrower regarding EMI payment.